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InCharge Annual Report

By Devin Joy | February 10, 2025

2024 Annual Report A Word From Our CEO This will be my first full year as CEO at InCharge Debt Solution and I’m going to say very confidently – It’s…

Businessman cutting credit card on color background, closeup representing a charge-off.

What Happens When a Credit Card is Charged Off?

By Michael Knisley | January 24, 2025

You didn’t pay it, and you didn’t pay it again, and then you didn’t pay it some more, and finally, the credit card company gave up and stopped expecting you…

3d Credit card and Cancel cross icon.

Pay for Delete: Can It Really Help Your Credit?

By Tom Jackson | January 6, 2025

Wouldn’t it be great if you could make your financial mistakes disappear from the public record? You can, sort of. “Pay for Delete” is a financial strategy in which you…

3d Credit score illustration with laptop, Credit card, calculator, banknotes, and coin stack.

Why Do Lenders Look at Credit Reports?

By Bents Dulcio | January 6, 2025

Credit reports contain information that helps lenders assess risks associated with lending you money. This data gives lenders a well-rounded perspective on how you’ve managed credit in the past, which…

Couple with tablet for credit score.

Marriage and Credit Scores

By Pat McManamon | December 18, 2024

Getting married will not affect your credit score. When you say, “I do!” in exchanging wedding vows, you don’t mean exchanging credit scores. “When you get married, you have two…

Concept of paying off debt and save money.

Paying Off Debt vs. Saving? Which Is The Best Option?

By Bents Dulcio | December 18, 2024

Balancing the goals between paying off debt and saving money can be challenging. Both are essential for financial health but choosing where to focus your efforts depends on your unique…

Hand of woman calculating multiple credit card bills.

Which Credit Card Should You Pay Off First?

By Michael Knisley | December 18, 2024

You’re at the store. You’ve found the perfect purchase. It’s pricy, but so what? You’ve got plastic to pay for it, plastic that’s been burning a hole in your wallet/purse/pocket.…

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By Devin Joy | December 9, 2024

Finish strong! Blast your debt Lower Your Interest Rates, One Monthly Payment, No Credit Score Requirement Choose Your Credit Card Debt Amount TrustPilot Reviews Trustpilot As Featured In The Kristi…

Meet Hubert Antoniewicz, the Problem-Solver from Poland

By Tom Jackson | December 5, 2024

Coming to America wasn’t originally in Hubert Antoniewicz’s plans. After all, with a degree from a top university, a career in his chosen field, and a bevy of family and…

Vertical collage image of zombie people arms stick pile stack crumpled dollar banknotes bills isolated on beige background

What Is Zombie Debt?

By Tom Jackson | November 25, 2024

Just about everybody this side of Elon Musk or Jeff Bezos knows what “debt” is. They probably are not as familiar with “zombie debt.” But as the name infers, Be…