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Debt & Finance Blog

Make Money by Driving for Uber

How to Improve Your Debt-to-Income Ratio with Higher Income

By Tom Jackson | March 29, 2018

Borrower beware! If you are hoping to score a car or home loan and don’t know your debt-to-income ratio, you probably want to check into it. You might find out…

myths spelled out with blocks

Debt Management Myths: What You Need to Know

By Joey Johnston | March 23, 2018

Debt management plans might be the most productive and least appreciated member in the family of debt-relief solutions that includes debt consolidation loans, debt settlement and bankruptcy. DMPs, as they are…

Top 5 Retirement Roadblocks and How to Clear Them

By Joey Johnston | March 23, 2018

A disturbing number of Americans are speeding toward a financial cliff called retirement. Unless they change their saving habits, they may well barrel over the edge and land in poverty.…

couple evaluating bills

Debt Consolidation vs Home Equity Loans

By Tom Jackson | March 23, 2018

There can be benefits to using a home equity loan to pay off credit card debt, including lower and fixed monthly payments. If you’re considering a debt consolidation loan, the…

Pink Slip that reads Layoff Notice

How to Be Prepared If You Lose Your Job

By Joey Johnston | January 26, 2018

Getting a pink slip might not be as devastating as learning you have a serious medical problem, but the trauma of losing a job can hit hard, especially for those…

Raise in consumers using credit cards

Rising Credit Card Use in America

By Tom Jackson | January 24, 2018

With the rise of online shopping, there is no doubt that Americans are using credit cards more than ever. There’s also no doubt that a lot of them are wasting…

Heart and Money on a scale being weighed

Dating and Debt

By Joey Johnston | January 3, 2018

Is carrying a lot of debt worse than carrying a lot of weight? If you’re a millennial the shocking answer is yes, at least if you are hoping to get…

Robots working in a factory

The 3 Reasons For Wage Stagnation: Globalization, Temp Work and Automation

By Joey Johnston | December 19, 2017

If you want a raise in 2018, please don’t hold your breath. You might not make it to 2019. More than half of Americans haven’t gotten a raise in the…

Financial Health Survey

How’s Your Financial Health? CFPB Survey Says America Needs Work.

By Joey Johnston | November 15, 2017

So you want to avoid financial problems in 2018? Fear not, Uncle Sam is on the case. The Consumer Financial Protection Bureau has come out with a first-of-its-kind survey on…

Women Shopping for the Holidays

Holiday Budgeting and Spending Tips for a Debt-Free Season

By Joey Johnston | November 10, 2017

If you’re still paying off the bills from last year’s holiday merriment and wondering how you’re going to afford anything this year, we’ve got a list for you. Our 133…

Sources:

  1. Consumer Financial Protection Bureau (2017 March 3) What is Debt-to-Income Ratio? Retrieved from https://www.consumerfinance.gov/ask-cfpb/what-is-a-debt-to-income-ratio-why-is-the-43-debt-to-income-ratio-important-en-1791/
  2. Rideshare Central (2018 Mar 23) Uber Sign-Up Bonus for Drivers – 2018. Retrieved from https://ridesharecentral.com/uber-sign-up-bonus
  3. Tuttle, B. (2018, March 6) How Much Do Uber and Lyft Drivers Really Make? New Study Shows Pay Is Pathetic. Retrieved from http://time.com/money/5182612/how-much-do-uber-lyft-drivers-really-make-get-paid-study/
  4. NA, ND. Salary: Glassdoor. Retrieved from https://www.glassdoor.com/Salaries/part-time-pizza-delivery-salary-SRCH_KO0,24.htm