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Personal Finance
First job? Congratulations! Welcome to the workforce! First paycheck? You have some planning to do. Paychecks are your ticket to join – and enjoy – America’s economy, but there are…
Borrower beware! If you are hoping to score a car or home loan and don’t know your debt-to-income ratio, you probably want to check into it. You might find out…
A disturbing number of Americans are speeding toward a financial cliff called retirement. Unless they change their saving habits, they may well barrel over the edge and land in poverty.…
Getting a pink slip might not be as devastating as learning you have a serious medical problem, but the trauma of losing a job can hit hard, especially for those…
With the rise of online shopping, there is no doubt that Americans are using credit cards more than ever. There’s also no doubt that a lot of them are wasting…
If you want a raise in 2018, please don’t hold your breath. You might not make it to 2019. More than half of Americans haven’t gotten a raise in the…
So you want to avoid financial problems in 2018? Fear not, Uncle Sam is on the case. The Consumer Financial Protection Bureau has come out with a first-of-its-kind survey on…
What Is Considered Bad Credit? Different lenders have different standards for what bad credit is, and the number is more important than the label that goes with it. The numbers…
The recent security breach at the Equifax credit reporting agency exposed a gold mine of personal information on 143 million Americans and created serious short-term and long-term problems for consumers.…
Warning! No Raise Coming for Most of Us There is plenty of advice out there on how to get a raise. What most people need is advice on how to…
Sources:
- N.A. (ND) Internal Revenue Service. Retrieved from: https://www.irs.gov/payments/tax-withholding
- N.A. (ND) Paycheck Checkup. Retrieved from: https://www.irs.gov/paycheck-checkup
- N.A. (2023 August 1) How to check and change your tax withholding. Retrieved from: https://www.usa.gov/check-tax-withholding
- Singletary, M. (2023 January 11) Paycheck primer: What is FICA, and why is it taking my money?. Retrieved from: https://www.washingtonpost.com/business/2023/01/11/fica-paycheck-social-security-medicare/