Category:
Credit Cards
Using credit cards to cover expenses is a fact of life for many people. Credit cards are convenient and easy to use, but thanks to ultra-high interest rates, they’re even…
How To Manage Credit Card Debt Managing credit card debt can be difficult and complicated. Before coming up with a debt relief strategy that works for you, you should learn…
If your monthly debt payments outside of mortgage or rent exceed 20% of your income, you have a debt problem that requires attention. The good news is you have options.…
Mark Boileau of Dallas recently bought a new Toyota Prius with the help of a “convenience check” issued by his credit card company. But his experience turned out to be…
With online banking available at the click of a button, it’s become easier than ever to manage credit cards, even if you have multiple accounts. When you use credit card…
Many of us know we have an option to use a debit card but don’t take advantage because we lack knowledge or interest or simply are in the habit of…
One of the most important relationship questions couples face before they marry – How much debt do you have? — often isn’t asked, but might serve as a commitment speed…
Being named in a will as the executor of a deceased person’s estate is, in many ways, a tremendous honor: You have been identified as someone with the capacity to…
Borrowing money can be useful, allowing you to buy a home or finance a car that would otherwise be out of reach. But debt is only useful if it improves…
Sources:
- N.A. (2024, August 8) Anticipating Future Fed Interest Rate Cuts, Consumers Continue to Use Existing Credit, Gain Access to New Lines. Retrieved from https://newsroom.transunion.com/q2-2024-ciir/
- N.A. (2024, September 9) Consumer Credit - G.19. Retrieved from https://www.federalreserve.gov/releases/g19/current/
- Luthi, B. (2022, February 9) What Should My Credit Utilization Ratio Be? Retrieved from https://www.myfico.com/credit-education/blog/credit-utilization-be
- Rivers, M. (2024, August 13) Ally Launches Free Nationwide Financial Wellness Program Grounded in Money Psychology. Retrieved from https://media.ally.com/2024-08-13-Ally-Launches-Free-Nationwide-Financial-Wellness-Program-Grounded-in-Money-Psychology
- Parker, E. (2024, February 13) Gen Z's Loud Budgeting Trend: Fad or Future? Retrieved from https://clarifycapital.com/deciphering-loud-budgeting