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Credit Cards
Credit cards are wonderful inventions. They make purchasing anything convenient and nearly fraud-proof. They’re portable and online-friendly. Many offer rewards or cash back. When used properly, they help consumers build…
If your monthly credit card payments are choking your budget, you’re not alone. Almost half (48%) the credit card users in the U.S. carry a balance from one month to…
The two biggest reasons companies will deny you a credit card are low credit scores and poor credit history. Other reasons for credit card denial include low income and too…
Making the minimum payment on credit cards might seem like a friendly option in a month when money is short, but don’t mistake it for safely treading water. Yes, making…
You’re at the store. You’ve found the perfect purchase. It’s pricy, but so what? You’ve got plastic to pay for it, plastic that’s been burning a hole in your wallet/purse/pocket.…
Few feelings are more helpless than trying to dig your way out of debt when you’re barely making ends meet — and you’re just one car repair emergency from disaster.…
It can be frustrating to see interest charges on your credit card account when you’re certain you’ve paid off your balance in full. After all, a zero balance should mean…
When credit card bills become difficult to handle, there are several solutions. One worth considering is using a personal loan to pay off your credit cards. This strategy is a…
Credit card offers are as endless as the universe and corny dad jokes. Whether you’re banking, shopping online, or just settling into a seat on an airplane, financial institutions line…
Credit card debt in the U.S. reached a record $1.14 trillion in the second quarter of 2024. Could anyone pay it all off using a giant Visa or Discover card?…
Sources:
- A. (2025, February 13) Household Debt Balances Continue Steady Increase; Delinquency Transition Rates Remain Elevated for Auto and Credit Cards. Retrieved from https://www.newyorkfed.org/newsevents/news/research/2025/20250213
- Best, R. (2024, June 13) You've Got a Wallet Full of Credit Cards. Is This a Credit Score Disaster? Retrieved from https://www.investopedia.com/can-too-many-credit-cards-hurt-your-credit-score-8663036
- Luthi, B. (2024, January 18) How Many Credit Cards Should I Have? Retrieved from https://www.experian.com/blogs/ask-experian/how-many-credit-cards-should-i-have/
- A. (2024, October 22) Paycheck to paycheck: what, who, where, why? Retrieved from https://institute.bankofamerica.com/content/dam/economic-insights/paycheck-to-paycheck-lower-income-households.pdf
- de Visé, D. (2024, May 26) Credit report errors are more common than you think. Here's how to dispute one. Retrieved from https://www.usatoday.com/story/money/2024/05/26/credit-report-errors-what-to-do/73816078007/
- Adams, D. (2025, January 17) Credit agency crackdown: CFBP fines Equifax for damaging credit report errors. Retrieved from https://fortune.com/article/cfpb-fines-equifax-for-credit-reporting-problems/