Category:
Personal Finance
It can be frustrating to see interest charges on your credit card account when you’re certain you’ve paid off your balance in full. After all, a zero balance should mean…
When credit card bills become difficult to handle, there are several solutions. One worth considering is using a personal loan to pay off your credit cards. This strategy is a…
When it comes to money, there’s no better person to listen to for advice than the man whose face is on the $100 bill. “If you fail to plan, you…
Credit card offers are as endless as the universe and corny dad jokes. Whether you’re banking, shopping online, or just settling into a seat on an airplane, financial institutions line…
Credit card debt in the U.S. reached a record $1.14 trillion in the second quarter of 2024. Could anyone pay it all off using a giant Visa or Discover card?…
To tell the story of how to become financially independent, let’s start with a big-picture number, and it’s … well, big. As in, $17.8 trillion big. That was the total…
Senior citizens who want to stay busy might enjoy a job that will keep them active and engaged. For some seniors, work may be a necessity. Those without pensions or…
Credit card balances hit record highs in late 2022. If you’re one of the many people whose credit card balance has increased lately, you probably know there are uncomfortable consequences.…
Most U.S. consumers have a variety of debt, ranging from credit card accounts, auto loans, medical debt, student debt, personal loans, a mortgage and more. As years go by, it…
If it’s that moment on the calendar when prognosticating becomes a daily ritual in America, it must be tax filing time again. Roughly 168 million of us know we must…
Sources:
- N.A. (2024 January 22) I got a credit card promising no interest for a purchase if I pay in full within 12 months. How does this work?. Retrieved from: https://www.consumerfinance.gov/ask-cfpb/i-got-a-credit-card-promising-no-interest-for-a-purchase-if-i-pay-in-full-within-12-months-how-does-this-work-en-40/
- N.A. (2023 October 19) If I pay off my credit card balance when it is due, is the company allowed to charge me interest for that month? Retrieved from: https://www.consumerfinance.gov/ask-cfpb/if-i-pay-off-my-credit-card-balance-when-it-is-due-is-the-company-allowed-to-charge-me-interest-for-that-month-en-48/
- Ferguson, J. (2023 May 5) Managing Credit Cards When Interest Rates Rise. Retrieved from: https://finances.extension.wisc.edu/2023/05/05/managing-rising-credit-card-interest-rates/
- N.A. (2021 December) How To Recognize Scams To Lower Your Credit Card Interest Rate. Retrieved from: https://consumer.ftc.gov/articles/how-recognize-scams-lower-your-credit-card-interest-rate