Category:
Financial Literacy
Check-cashing services allow people without bank accounts to cash checks. A fee is charged, sometimes just $1, sometimes more than $100, so that people who need cash, get it. The…
A national study showed a growing disconnect between the self-perceptions American consumers have of their finances and the real-world actions they take in day-to-day financial matters. The 2015 National Financial…
At InCharge, we rely on financial literacy data to inform and improve on our processes, educational materials and grant programs. Please find below links to recent surveys and studies by leaders in…
Economic experts have worried about the willingness of American consumers to plan adequately for their financial future and a national survey indicates the concern is justified. Data On Financial Planning:…
Loaning money to your children, or giving them money, while you are alive is a way to help them buy a home, pay for college or get out of debt.…
Budgeting & Saving A good budget and savings commitment are the foundation of your financial plan. Learn how to budget, cut expenses, set savings goals and more. Challenge yourself to…
Many people wonder where their Social Security tax dollars go. Generally, for of every dollar you pay in Social Security taxes: 85 cents goes to a trust fund that pays…
Bonds can prove extremely helpful to anyone concerned about capital preservation and income generation. Bonds also may help partially offset the risk that comes with equity investing and often are…
College presents a unique time in a young person’s life where financial literacy education is particularly important. Our resources for college students cover a number of important topics faced by young…
Financial Literacy for Pre-school, Pre-K, Kindergarten, First and Second Grade The following lessons provide guidance, lesson plans and activities for teachers interested in introducing four to seven year old children (pre-school,…
Sources:
- N.A. (2023, May) Report on the Economic Well-Being of U.S. Households in 2022-May 2023. Retrieved from https://www.federalreserve.gov/publications/2023-economic-well-being-of-us-households-in-2022-banking-credit.htm
- Gran, B. and Foreman, D. (2021, January 8) What Is a Check-Cashing Service? Retrieved from https://www.forbes.com/advisor/banking/what-is-a-check-cashing-service/
- Cautero, R. M. (2021, May 20) What is a Check-Cashing Service? Retrieved from https://www.thebalance.com/what-is-a-check-cashing-service-4796398
- Gran, B. and Foreman, D. (2020, August 20) Second Chance Banking: Making a Fresh Start. Retrieved from https://www.forbes.com/advisor/banking/second-chance-banking-making-a-fresh-start/
- McMillin, D. (2020, September 22) What are check-cashing services? Retrieved from https://www.bankrate.com/banking/what-are-cash-checking-services/
- N.A. (2022) How Much Does Cashing a Check Cost? Retrieved from https://personalfinance.costhelper.com/check-cashing.html