Category:
Financial Literacy
If you’re way behind on your credit card or conventional mortgage or car loan payments … well, our sympathies. It’s a tough place to be. Debt collectors and creditors want…
Whether turning 18 years old brings back memories of a college experience, a backpacking trip in Europe or a first full-time job, it’s a milestone birthday that in many ways…
Wanting more is an innate part of the human psyche. It inspires progress and innovation. But in an age of one-click purchases, targeted social media ads and same-day delivery, the…
For most young adults, life insurance sounds like a topic for another (much later) time. However purchasing life insurance at an early age comes with a lot of potential benefits.…
Life insurance has been called everything from a good defensive game plan to a love letter written to the people in your life you care the most about. But despite…
Ready or not, here it comes: Retirement. Doesn’t matter if you’re in your 30s and at an early stage of your working life, or in your 60s and winding down…
As you get older, life insurance can start feeling less like a luxury and more of a necessity. If your loved ones depend on you for financial stability, you might…
One question – maybe the first question – to answer before taking out a personal loan, is whether the math adds up in your favor. Personal loans can be a…
There’s more than meets the eye in a pawn shop … unless you’re a regular viewer of the reality series “Pawn Stars,” in which case you’ve already seen what’s behind…
Whoever said desperate times call for desperate measures could have been on their way to apply for a title loan. Few situations are desperate enough for title loans to make…
Sources:
- N.A. (2024, January 29) Can a debt collector take my federal benefits, like Social Security or VA payments? Retrieved from https://www.consumerfinance.gov/ask-cfpb/can-a-debt-collector-take-my-social-security-or-va-benefits-en-1157/
- N.A. (ND) Levy and Garnishment of Benefits. Retrieved from https://www.ssa.gov/OP_Home/rulings/oasi/41/SSR79-04-oasi-41.html
- N.A. (ND) Social Security Benefits and Garnishment. Retrieved from https://www.garnishmentlaws.org/social-security-benefits-and-garnishment/
- N.A. (2023, February 10) Can my Social Security benefits be garnished or levied? Retrieved from https://faq.ssa.gov/en-us/Topic/article/KA-01873
- N.A. (2024, March 1) Federal Payment Levy Program. Retrieved from https://www.irs.gov/businesses/small-businesses-self-employed/federal-payment-levy-program
- N.A. (2024 August 14) How Student Debt Impedes Retirement and Financial Security for Older Workers – And How 2024 Elections May Impact Policy Reforms. Retrieved from https://www.economicpolicyresearch.org/jobs-report/how-student-debt-impedes-retirement-and-financial-security-for-older-workers-and-how-2024-elections-may-impact-policy-reforms
- N.A. (2024, April 18) Garnishment for court ordered victim restitution. Retrieved from https://secure.ssa.gov/poms.nsf/lnx/0202410223
- N.A. (2023, April 14) What laws limit what debt collectors can say or do? Retrieved from https://www.consumerfinance.gov/ask-cfpb/what-laws-limit-what-debt-collectors-can-say-or-do-en-329/
- N.A. (2023, April 14) What is harassment by a debt collector? Retrieved from https://www.consumerfinance.gov/ask-cfpb/what-is-harassment-by-a-debt-collector-en-336/