Category:
Debt Relief

Car sitting on loan papers next to money and credit cards

Can You Get a Car Loan After Bankruptcy?

By Tom Jackson | April 24, 2020

Harsh as its consequences are, bankruptcy also provides a financial fresh start. One way to get going (we are not making this up): Buy a car. Bankruptcy filings can be…

Where are all the good credit counselors?

Finding a Reputable Credit Counselor

By Joey Johnston | February 10, 2020

Credit counseling is a vastly under-tapped resource for people crippled by debt. A credit counselor’s goal is to educate consumers about the cause of their debt and offer solutions that…

Learn the details of credit counseling

Does Credit Counseling Work?

By George Morris | January 15, 2020

Money woes plague countless millions of Americans, stressing marriages and giving rise to feelings of hopelessness. For many mired in debt, credit counseling offers a lifeline to solvency and better…

Scale weighing benefits of credit counseling vs credit repair

Credit Repair vs. Credit Counseling

By Tom Jackson | October 31, 2019

Good credit means better interest rates on homes, cars and credit cards, lower insurance rates, easier access to rental apartments and utilities and maybe even better job opportunities. Consumers with…

Credit Card and Repair Scam

How to Avoid Credit Repair and Credit Counseling Scams

By Joey Johnston | October 29, 2019

There are two terms that consumers with blemished credit reports should be careful with: credit repair and credit counseling. Credit repair companies are to finances what car repair is to…

Examining paycheck and bills

Ending the Cycle of Living Paycheck-to-Paycheck

By Tom Jackson | September 27, 2019

Surviving paycheck-to-paycheck in America is simultaneously commonplace and scary. But this doesn’t mean people just scraping by can’t overcome the debt that threatens to swamp them. All it takes is…

Checklist of debts to pay first

Which Debt to Pay Off First

By Tom Jackson | September 11, 2019

Facing a mound of piling debts each month is an exhausting process. You may be tempted to throw chunks of your paycheck at your auto loan one month and then…

Concerned woman looking at many credit cards feeling anxious and scared with huge amount of debt

Should You Choose Debt Consolidation or Credit Counseling?

By George Morris | August 23, 2019

Pros and Cons of Debt Consolidation and Credit Counseling The short answer to that question is: Yes. As flippant as that sounds, it can’t be stressed enough that if your…

Illustration of Bankruptcy Alternatives

Bankruptcy Alternatives

By Joey Johnston | August 1, 2019

Federal and state laws provide bankruptcy as a remedy for unmanageable debt, but the price you pay to clear away financial obligations is a steep one. Filing for bankruptcy will…

Debt Settlement vs Debt Counseling

Should You Choose Debt Settlement or Credit Counseling?

By Joey Johnston | July 26, 2019

You’ve tried it all – eating Raman noodles twice a day, creating a budget, cutting your cable TV – but despite those efforts, your credit card debt kept growing and…

Sources:

  1. Brady, S. (2019, October 24) Car Loans after Chapter 7 Bankruptcy. Retrieved from https://www.lendingtree.com/auto/car-loans-after-chapter-7-bankruptcy/
  2. Foukes, M. (2018, October 29) How Long do I have to Wait to Buy a Car after Bankruptcy? Retrieved from https://www.thecarconnection.com/car-loans/finance-guides/how-long-do-i-have-to-wait-to-buy-a-car-after-bankruptcy/
  3.  Mayer, B. (2020, February 17) 8 Providers of Bad-Credit Auto Financing in 2020. Retrieved from https://www.badcredit.org/how-to/bad-credit-auto-financing/
  4. Black, M. (2020, April 6) Best Peer-to-Peer Lending. Retrieved from https://www.investopedia.com/articles/investing/092315/7-best-peertopeer-lending-websites.asp
  5. Kamat, A. (2019, December 12) The Big Business Of Subprime Auto Loans. Retrieved from https://www.npr.org/2019/12/12/787337997/the-big-business-of-subprime-auto-loans
  6. Nerad, J. (2018, August 10) How to Buy a Car after Bankruptcy. Retrieved from https://www.caranddriver.com/shopping-advice/a22700477/how-to-buy-a-car-after-bankruptcy/
  7. West, A. (2019, November 8) 3 Best Bankruptcy Auto Loans. Retrieved from https://www.badcredit.org/how-to/bankruptcy-auto-loans/