Category:
Debt Relief

Person running from exploding percentage bomb representing avoiding credit card interest

How To Avoid Interest on Credit Cards

By Sarah Brady | September 17, 2024

Dealing with credit card debt has always been tough, but getting out of debt is harder now than it’s ever been. That’s because the average interest rates on credit cards…

Senior citizen couple researching bankruptcy options online

Filing for Bankruptcy as a Senior Citizen

By Phil Sheridan | February 2, 2023

When it comes to senior citizens, bankruptcy protection is the same, but different, as bankruptcy protection for Millennials. Or any other generation, for that matter. It is the same in…

Bankruptcy Header Featured

Understanding Bankruptcy

By Devin Joy | June 1, 2022

We help with debt from thousands of creditors, including these companies:   “I need a second chance!” That is bankruptcy in a nutshell. For whatever reason, your finances have gone…

IBR Plan with blue highlighter

Income-Driven Student Loan Debt Relief

By Joey Johnston | December 21, 2021

If you have student loan debt, you have plenty of company. More than 43 million Americans had a total of $1.76 trillion in student loan debt by the end of…

Bankruptcy Debt Help

By George Morris | September 27, 2021

Understand Your Bankruptcy Options Have 10 minutes? Get your bankruptcy questions answered here. Convenience We listen to what’s going on in your life. We learn about your life goals and…

Parking sign that says "NO DEBT PARKING"

Beware of Debt Parking

By Tom Jackson | January 21, 2021

Dealing with debt collectors already is an unpleasant encounter, but some collectors have found a way to sour the experience even more. It’s called debt parking and if you haven’t…

Car Payment Calculator

I Can’t Afford My Car Payments – What Are My Options?

By George Morris | October 15, 2020

Gas, insurance, and routine maintenance aren’t the only car expenses that can catch you off guard. Registration fees, toll roads, and parking payments can all contribute to a financial sum…

College graduates throwing their caps in the air

Credit Counseling for College Graduates

By George Morris | June 18, 2020

Things change after college. Your new boss won’t be as lenient as your old professor. Instead of a GPA your new obsession becomes your credit score. Rent may double or…

What Happens During a Credit Counseling Session

What Happens During a Credit Counseling Session?

By Joey Johnston | June 15, 2020

Millions of Americans living paycheck to paycheck are familiar with that sinking feeling of being unable to get out of debt and keep up with bills. If you’re one of…

Document that reads "Chapter 7 Means Test"

Bankruptcy Means Testing

By Tom Jackson | May 11, 2020

Society used to harshly judge people who didn’t pay their bills. Robert Morris, a signer of the Declaration of Independence, spent three years in debtor’s prison in Philadelphia—and he was…

Sources:

  1. N.A. (2024, August 7) Consumer Credit - G.19. Retrieved from https://www.federalreserve.gov/releases/g19/current/
  2. Pokora, B. (2024, March 28) Credit Card Statistics And Trends 2024. Retrieved from https://www.forbes.com/advisor/credit-cards/credit-card-statistics/
  3. N.A. (ND) How to Negotiate with Lenders. Retrieved from https://www.equifax.com/personal/education/debt-management/articles/-/learn/debt-negotiation-with-lenders
  4. Flynn, K. (2024, March 5) What Is a Cash Advance on a Credit Card? Retrieved from https://www.americanexpress.com/en-us/credit-cards/credit-intel/what-is-a-cash-advance/
  5. N.A. (ND) What is cash advance on a credit card & how does it work? Retrieved from https://www.chase.com/personal/credit-cards/education/basics/how-do-credit-card-cash-advances-work
  6. N.A. (ND) What is a credit card cash advance? Retrieved from https://bettermoneyhabits.bankofamerica.com/en/credit/what-is-a-credit-card-cash-advance