Category:
Debt Relief

Couple with tablet for credit score.

Marriage and Credit Scores

By Pat McManamon | December 18, 2024

Getting married will not affect your credit score. When you say, “I do!” in exchanging wedding vows, you don’t mean exchanging credit scores. “When you get married, you have two…

Person running from exploding percentage bomb representing avoiding credit card interest

How To Avoid Interest on Credit Cards

By Sarah Brady | September 17, 2024

Dealing with credit card debt has always been tough, but getting out of debt is harder now than it’s ever been. That’s because the average interest rates on credit cards…

Senior citizen couple researching bankruptcy options online

Filing for Bankruptcy as a Senior Citizen

By Phil Sheridan | February 2, 2023

When it comes to senior citizens, bankruptcy protection is the same, but different, as bankruptcy protection for Millennials. Or any other generation, for that matter. It is the same in…

Bankruptcy Header Featured

Understanding Bankruptcy

By Devin Joy | June 1, 2022

We help with debt from thousands of creditors, including these companies:   “I need a second chance!” That is bankruptcy in a nutshell. For whatever reason, your finances have gone…

IBR Plan with blue highlighter

Income-Driven Student Loan Debt Relief

By Joey Johnston | December 21, 2021

If you have student loan debt, you have plenty of company. More than 43 million Americans had a total of $1.76 trillion in student loan debt by the end of…

Bankruptcy Debt Help

By George Morris | September 27, 2021

Understand Your Bankruptcy Options Have 10 minutes? Get your bankruptcy questions answered here. Convenience We listen to what’s going on in your life. We learn about your life goals and…

Parking sign that says "NO DEBT PARKING"

Beware of Debt Parking

By Tom Jackson | January 21, 2021

Dealing with debt collectors already is an unpleasant encounter, but some collectors have found a way to sour the experience even more. It’s called debt parking and if you haven’t…

Car Payment Calculator

I Can’t Afford My Car Payments – What Are My Options?

By George Morris | October 15, 2020

Gas, insurance, and routine maintenance aren’t the only car expenses that can catch you off guard. Registration fees, toll roads, and parking payments can all contribute to a financial sum…

College graduates throwing their caps in the air

Credit Counseling for College Graduates

By George Morris | June 18, 2020

Things change after college. Your new boss won’t be as lenient as your old professor. Instead of a GPA your new obsession becomes your credit score. Rent may double or…

What Happens During a Credit Counseling Session

What Happens During a Credit Counseling Session?

By Joey Johnston | June 15, 2020

Millions of Americans living paycheck to paycheck are familiar with that sinking feeling of being unable to get out of debt and keep up with bills. If you’re one of…

Sources:

  1. N.A. (ND) Myths vs. Facts: Marriage and Credit. Retrieved from https://www.equifax.com/personal/education/life-stages/articles/-/learn/myths-vs-facts-marriage-and-credit/
  2. Akin, J. (ND) What Happens to Your Credit When You Get Married? Retrieved from https://www.experian.com/blogs/ask-experian/credit-education/life-events/marriage-and-credit/
  3. N.A. (2024, January 16) Marriage and credit scores: What you need to know. Retrieved from https://www.capitalone.com/learn-grow/money-management/what-happens-to-credit-when-you-get-married/
  4. N.A. (2024, September 6) Does Getting Married Affect Your Credit Score? Retrieved from https://www.pnc.com/insights/personal-finance/borrow/does-getting-married-affect-credit-score.html
  5. N.A. (ND) What Is an Authorized User on a Credit Card? Retrieved from https://www.equifax.com/personal/education/credit-cards/articles/-/learn/authorized-user-on-a-credit-card/