Category:
Debt Consolidation

Debt Consolidation vs Bankruptcy on blue background

Debt Consolidation vs. Bankruptcy

By Michael Knisley | July 12, 2019

Procrastination is considered a bad habit for a good reason. Credit card debt is often the same kind of kick-the-can-down-the-road behavior with far more serious consequences than simply putting off…

Debt Consolidation vs Debt Management Man Budgeting

Debt Consolidation vs. Debt Management

By George Morris | July 12, 2019

American consumers have rebuilt the nation’s credit card debt to record levels and in the process rekindled the debate about whether debt management or a debt consolidation loan is the…

Debt Consolidation Programs & How They Work

By Tom Jackson | June 24, 2019

Consolidate Debt In Minutes What Is a Debt Consolidation Program? Debt consolidation combines high-interest credit card bills into a single monthly payment at a reduced interest rate. Paying less interest…

Seesaw symbolizing high debt-to-income ratio

Consolidating Debt and Loans with a High Debt-to-Income Ratio

By Tom Jackson | June 11, 2019

Solutions for High Debt-to-Income Ratio Debt Debt consolidation is combining multiple bills into one large debt that is paid off with a loan or debt-relief program that has more favorable…

Credit counselor explaining debt consolidation options

Debt Consolidation

By Tom Jackson | June 11, 2019

What Is Debt Consolidation? Debt consolidation is a debt-relief option that combines multiple debts into a single payment with a more favorable interest rate and more affordable monthly payment. The…

Business man pulling the weight of debt

Should You Consolidate Business Debts?

By Joey Johnston | June 10, 2019

Business loans are terrific for turning expansion dreams into reality or paying expenses in a lull, but they can also become a drag if they’re hard to repay or carry…

Debt Consolidation vs Debt Settlement on blue and red background

Debt Consolidation vs Debt Settlement

By George Morris | May 31, 2019

If your debt has reached a crisis point where you’re paying what you can afford but not making progress in reducing the debt, you’re right to be concerned. You’ve likely…

Student loan consolidation reminder on sticky note

How to Consolidate & Refinance Student Loans

By Joey Johnston | May 30, 2019

If you are a recent college graduate, chances are you’re still struggling to wrap your head around the student loan crisis sweeping America. Here’s the gist of it: Student loan…

Stack of consolidated credit cards

Credit Card Consolidation

By Tom Jackson | May 24, 2019

What Is Credit Card Consolidation? So, you’ve over-succumbed to the siren song of American consumerism. Don’t beat yourself up; those Mad Men (and Women) remain magnificent at marketing pricey lifestyle…

Loan application paperwork with rejection stamped

5 Reasons Your Debt Consolidation Loan was Denied

By Heather Eggers | May 22, 2019

Millions of Americans have the same problem – credit card debt. Millions of Americans have found the same solution – a debt consolidation loan, which sometimes is called a personal…

Sources:

  1. Gran, B. (2022, June 15) Debt Consolidation Vs. Bankruptcy: What’s The Difference? Retrieved from: https://www.forbes.com/advisor/debt-relief/debt-consolidation-vs-bankruptcy/
  2. N.A. (ND) Am I A Good Candidate for Chapter 7 Bankruptcy? Retrieved from: https://www.fieldlawoffice.com/bankruptcy/am-i-a-good-candidate-for-chapter-7-bankruptcy/
  3. Treece, K. VanSomeren, L. (2023, June 21) Pros and Cons of Debt Consolidation. Retrieved from: https://www.forbes.com/advisor/personal-loans/pros-and-cons-of-debt-consolidation/
  4. Underwood, J. (2022, October 27) Pros And Cons Of Filing For Bankruptcy. Retrieved from: https://www.forbes.com/advisor/debt-relief/bankruptcy-pros-cons/
  5. Lake, R. Foreman, D. (2021, July 9) Pros And Cons Of Debt Management. Retrieved from: https://www.forbes.com/advisor/debt-relief/pros-and-cons-of-debt-management/
  6. N.A. (ND) Chapter 13 Bankruptcy Basics. Retrieved from: https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics