Category:
Debt Consolidation
Credit cards with high interest rates are raining debt down on America, but there’s a quick way to temporarily escape the storm. Transfer the money you owe to a new credit card with a lower interest rate. The strategy is…
The burden of debt weighs heavily on senior citizens. The U.S. Census Bureau says that 71% of retirees have debt not related to their mortgage and the average balance is…
You’ve probably been putting money into your retirement fund ever since you started earning a regular income. Maybe you’ve been doing it with direct deposits taken out of every paycheck.…
Although 401(k) plans are financial vehicles designed to drive you to a comfortable retirement, they’re also pools of money that can help you in other ways before you retire. Borrowing…
Debt Consolidation Why InCharge is the Best Choice in Debt Relief You don’t need a loan to eliminate credit card debt A debt management program consolidates all your credit card…
There is nothing new about borrowing and lending money. Here in the 21st century, you can still get into trouble by borrowing money, but the process is much more regulated…
Debt Consolidation Why InCharge is the Best Choice in Debt Relief Bad credit? No problem! Lower your interest rates (program average: 8.4%) One monthly payment YOU can afford Debt free…
High interest rates can make it difficult, if not impossible, to pay off debt. In late 2022, the average interest rate on a credit card was over 19%. For perspective,…
Debt may not be the American dream, but it’s become the way Americans try to attain their dreams. Don’t believe it? Americans owe $16.15 trillion in household debt. That’s nearly…
We help with debt from thousands of creditors, including these companies: What Is Debt Consolidation? Debt consolidation combines multiple debts into a single payment with a more favorable interest…
Sources:
- Leicht, A. (2024, April 26). Here’s how much credit card debt the average American has (and how to pay it off). Retrieved from: https://www.cbsnews.com/news/heres-how-much-credit-card-debt-the-average-american-has-and-how-to-pay-it-off/
- Amond, R. (2024, June 27). A bad deal gets worse – interest rates on retail credit cards hit a record high, here’s what to consider instead. Retrieved from: https://www.cnbc.com/select/retail-credit-card-interest-hits-record-high/
- Folley, A. (2025, May 15). Credit card delinquencies surge, almost 1 in 5 users maxed-out: Research. Retrieved from: https://thehill.com/business/4665135-credit-card-delinquencies-surge/
- N.A. (2024, July 8). Consumer Credit Report. Retrieved from: https://www.federalreserve.gov/releases/g19/current/
- Horymski, C., (2024, April 24). What is the Average Number of Credit Cards? Retrieved from: https://www.experian.com/blogs/ask-experian/average-number-of-credit-cards-a-person-has/