Category:
Credit Score

Finding the perfect home is still the American dream, but finding someone willing to lend you the money for it, is a growing nightmare. There were 12.9 million home loan…

A consumer’s financial future can rise and fall on what’s in their credit report so keeping a close eye on the contents should be important to everyone. Credit reports are used to…

Credit card fraud is skyrocketing, and makes up a large part of the $1.48 billion the Federal Trade Commission reports Americans lost to scams in 2018. Recognizing the risks, protecting…

*Clears Throat* Credit builder loans help build credit. Well, duh. But how does it work? Often called Fresh Start Loans or Starting Over Loans, these clever creations are ideal for…

Do you panic whenever a lender or landlord proposes pulling your credit report? If so, a lot of that anxiety may be overblown. Too many credit inquiries in a short…

Think most identity thieves are distant, shadowy online hackers? The truth is that your mom could steal your identity. Your dad could ruin your credit. In 2017, 1.22 million people…

Everybody makes mistakes. That goes for governments, banks and even the credit bureaus overseeing your credit reports. You can spot mistakes before they have time to erode your credit score…

It’s hard to imagine any consumer being invisible in the digital world of the 21st century, but there are as many as 28 million “credit invisibles” in America, according to…

Before asking “How do I increase my credit limit?” it is probably best to ask yourself “Should I increase my credit limit?” There are times it is not such a…