Category:
Credit Score

Women with her credit score on her report

Good Credit Scores: FICO & VantageScore

By Pat McManamon | September 11, 2020

Debt consolidation is a sensible solution for consumers overwhelmed by credit card debt. It can be done with or without a loan. Consolidation cuts costs by lowering the interest rate…

Fraud Alert Verse Credit Freeze

Credit Freeze vs. Fraud Alert

By Tom Jackson | July 9, 2020

What’s in your wallet? If it’s a Capital One credit card, check again. An identity thief stole the personal data of over 100 million Capital One customers in 2019. So…

Handing a money bag over to pay off a loan early

Paying Off Your Loans Early

By George Morris | March 4, 2020

If you make loan payments on time and keep debt under control, good for you. Many people want to be in your shoes. Pat yourself on the back, but don’t…

Credit report with an error on it

Top Credit Reporting Mistakes & How to Fix Them

By Tom Jackson | February 28, 2020

The Big Three credit reporting agencies – Experian, TransUnion and Equifax – must accurately gather data from billions of transactions and use that information to track and reliably report the…

Scissors cutting up closed credit cards

Will My Credit Score Be Damaged If I Close Several Credit Card Accounts At Once?

By Tom Jackson | February 28, 2020

For a variety of personal reasons closing credit card accounts might seem like a good idea. Do these reasons to do so sound familiar? You want to avoid (or end)…

Colored half circle meter from poor(red) to good(green) with needle pointing in green

Top Credit Score Facts and Myths

By Tom Jackson | February 6, 2020

Credit scores really, really matter. Something so important should not be shrouded in myths that could cost you money. Allow us then, to separate credit facts from credit fiction and…

There is a BIG difference between bad and good credit

Benefits of Good Credit & What You Can Do With It

By Joey Johnston | February 6, 2020

Your credit, good or bad, can have an impact on almost every aspect of your life, from having a roof over your head to getting a job. What can good…

Find out if it is better to monitor your credit or freeze your finances

Credit Monitoring vs. Credit Security Freeze: Which Is Better?

By Tom Jackson | January 27, 2020

The number of online security breaches is so staggeringly high – more than 5 billion records exposed in 2019 – that the question of whether your private information has been…

Build Credit After Being Denied a Mortgage

Credit Repair for Mortgage Approval

By Joey Johnston | January 17, 2020

Finding the perfect home is still the American dream, but finding someone willing to lend you the money for it, is a growing nightmare. There were 12.9 million home loan…

Fair Credit Reporting Act 2016

Fair Credit Reporting Act: Common Violations and Your Rights

By Joey Johnston | January 7, 2020

A consumer’s financial future can rise and fall on what’s in their credit report so keeping a close eye on the contents should be important to everyone. Credit reports are used to…

Sources:

  1. Gravier, E. (2020, July 7) 1.6% of Americans have a perfect 850 credit score, but here’s the only one that matters, according to experts. Retrieved from https://www.cnbc.com/select/what-credit-score-should-you-have/
  2. N.A. (ND) 760 Credit Score: Is it Good or Bad? Retrieved from https://www.experian.com/blogs/ask-experian/credit-education/score-basics/760-credit-score/
  3. Kiernan, J. (ND) 760 Credit Score. Is 760 a good credit score? 760 credit scores explained. Learn how to improve your credit score to 760 & beyond. Retrieved from https://wallethub.com/credit-score-range/760-credit-score/
  4. Detweiler, G. (2019, June 10) What is a good credit score? Retrieved from https://www.credit.com/credit-scores/what-is-a-good-credit-score/
  5. Irby, L (2020, August 3) What Is a Good Credit Score? Retrieved from https://www.thebalance.com/what-is-a-good-credit-score-960505
  6. N.A. (ND) What credit score is needed to buy a house? Retrieved from https://smartasset.com/mortgage/what-credit-score-is-needed-to-buy-a-house
  7. Paperno, B. (2017, Dec. 21) FICO vs VantageScore: 5 differences you should understand. Retrieved from https://www.usatoday.com/story/money/personalfinance/2017/12/21/fico-vs-vantagescore-5-differences-you-should-understand/964591001/
  8. Stolda, S. (2019, Sept. 6) What is the Average Credit Score in the U.S.? Retrieved from https://www.experian.com/blogs/ask-experian/what-is-the-average-credit-score-in-the-u-s/