Category:
Budgeting
Balancing the goals between paying off debt and saving money can be challenging. Both are essential for financial health but choosing where to focus your efforts depends on your unique…
Many American households are barely getting by on two incomes. They can’t even dream of surviving with one. Or can they? Almost 33% of families with children are single-income households.…
A High-Yield Savings Account is a popular choice for anyone looking to put some money away for future use. These high-performing accounts deliver a higher annual percentage yield (APY) compared…
It can be overwhelming to manage your everyday life while also trying to manage your money responsibly. That’s a lot of plates in the air for most of us. People…
Creating a proper budget is fundamental to good financial health. Indeed, it’s the most valuable lesson anyone can learn. Most Americans — 53% — agree with this, according to a…
Having an excess sum of money to deal with is not the worst problem in the world. It can be a challenge, however. What do you do with money you…
A budget will help ensure you do not spend more than you make. A budget allows you to understand what is going into the bank, and more important what is…
Is this what you’re up against? In one direction, you see the molehill of your monthly income. In the other direction, you see a mountain of monthly expenses, and that…
Managing money seems tougher than ever these days. Rising prices, skyrocketing interest rates, credit card balances that never get smaller … it’s a full-time battle for most of us and…
Putting aside money safely is easy if you don’t expect any return on your savings. Burying it in the backyard is low risk as long as you remember where you…
Sources:
- N.A. (ND) How To Get Out of Debt. Retrieved from: https://consumer.ftc.gov/articles/how-get-out-debt
- N.A. (ND) Debt Explained. Retrieved from: https://consumer.gov/credit-loans-and-debt/debt-explained
- Bernard, T. (2024 May 20) Retrieved from: https://www.nytimes.com/2024/05/16/your-money/managing-debt.html
- N.A. (ND) Tips for budgeting to meet your financial goals. Retrieved from: https://www.usa.gov/features/budgeting-to-meet-financial-goals